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Archive for December, 2014

31 December
Comments Off on Car Insurance Rates by County Now Found Through Insurer Search System

Car Insurance Rates by County Now Found Through Insurer Search System

PR Web

Houston, TX (PRWEB) December 21, 2014

Finding out the true annual costs for an automobile policy in the US can now be completed faster through use of the Quotes Tap website. A new car insurance rates by county tool has been activated for consumers to use at http://quotestap.com.

The technology enhancements that have been included on the Quotes Tap website have made it possible to discover insurers at the county level instead of sorting through out-of-state listings. Adults who are able to provide their zip code now have faster access to agencies quoting web plans this year.

The county level research tool were providing should help remove any complications that adults experience when using the Internet to find affordable state auto insurance, said one Quotes Tap source.

An instant quotation is delivered once adults select insurers through the digital portal this year. Because a host of providers are displayed under a normal search, each system user will be able to review and select companies that are now offering lower rates in different US cities.

Searching through state companies can be difficult for a person who relies only on phone systems to discover insurer rates and our system is now accessible 365 days a year, said the source.

The Quotes Tap company provides use of its national system to adults who have an insurer policy or would like to view pricing before purchasing one. Insurance costs for car, life, health, business and homeowner policies can be located in real time when using the digital portal through 2016.

About QuotesTap.com

The QuotesTap.com company is one source in the US that provides access to national insurer policy prices through its connected system. The company introduces policy researchers to different agencies that provide virtual coverage quotations on the Internet. The QuotesTap.com company has installed a one-touch tool that immediately supports quotation requests by consumers who provide a zip code that can be validated through available agencies.

Read the full story at http://www.prweb.com/releases/car-insurance-rates/county-state-quote-system/prweb12410716.htm

31 December
Comments Off on Car Insurance Quotes Are Influenced By Important Factors!

Car Insurance Quotes Are Influenced By Important Factors!

PR Web

(PRWEB) December 27, 2014

Onlineinsurancemarketplace.com has released a new blog post explaining what factors influence car insurance rates and how to get affordable policies.

Car insurance rates are determined by a number of factors. The newly released blog post presents the most important things that influence premiums. By being aware of these things, car owners will be able to purchase more advantageous plans.

Premiums can be influenced by the type of vehicle an applicant owns and also by his or her driving style. Safer cars are easier to insure and drivers who have a clean driving record are preferred by all agencies.

In order to compare auto insurance plans in an efficient way, clients should visit http://onlineinsurancemarketplace.com and get quotes from top agencies in their area.

Onlineinsurancemarketplace.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

Onlineinsurancemarketplace.com is owned by Internet Marketing Company.

For more information, please visit http://onlineinsurancemarketplace.com.

Read the full story at http://www.prweb.com/releases/autoinsurancequotesonline/freevehicleinsurancerates/prweb12416087.htm

31 December
Comments Off on Why Do Computers Use Electricity Instead Of Light?

Why Do Computers Use Electricity Instead Of Light?

This question originally appeared on Quora: Why do computers use electricity instead of light?

We know that electricty travels 100 times slower than light. So, wouldn’t computers be much faster if they used light instead of electricity for their operation?

Answer by Jacob VanWagoner, Former Intel Intel engineer, on Quora

First, you’re wrong about the speed electricity travels. Individual electrons travel slowly, but you’re not usually concerned about the motion of an individual electron (exception: ballistic transistors), you’re concerned about group movement and the resulting electrical pressure wave (voltage wave propagation), and that happens at precisely the speed of light through whatever the material is.

But I digress. The reasons we use electricity instead of light are several-fold.

1) Silicon electronics are cheap. The only two materials we’ve put more man-hours into developing have been concrete and steel, and those only have more man-hours because they’ve been around for much longer. Optics are expensive for things on the same scale as silicon electronics … and quite possibly impossible on the ~10nm scale or perhaps even the ~100nm scale. (Plasmonics may be able to shrink it down to that scale, but I have my doubts as of now).

2) We can make silicon electronics really, really small.Optics … not so much. We’ve got fundamental limits to deal with. Like diffraction.

3) Silicon electronics are easy. Okay, not easy as in kids can do it, but easy as in we really, deeply understand what’s going on and how to make things work when producing bajillions of devices on a single piece of material. Optics, on the other hand, are pretty hard. Integrated optics is an interesting research field precisely because it’s so hard, and we don’t understand it as well. Sure, we can make “optical diodes” and “optical transistors” through lots of different methods, but not well enough that we can fabricate 10 billion of them on a single piece of material and have ~99.999% of them work. Then there’s the interconnects. On silicon, they’re easy because it’s basically just melting metal. With optics, alignment is an absolute pain, and you’ll get at best around half the power from one side of the connector to the next for dissimilar interfaces, and more typically 1/10th.

4) CMOS, the most typical transistor technology for computers, sucks power only when stuff is switching. There’s leakage, too, but the bulk of power use comes from switching. This means it sips power in small amounts.Optics doesn’t have a CMOS equivalent. For one state it has to be constantly sucking power.

30 December
Comments Off on Children require specific pediatric dentist to properly care for their dental …

Children require specific pediatric dentist to properly care for their dental …

When kids are young, they look up to their parents more than anyone in the world. Kids try to mimic their parents actions and take every opportunity to do what they do. If your child is hesitant about going to the dentist, it may help if you begin taking them to the same dentist that you yourself visit. What usually interferes is that children require a specific pediatric dentist to properly care for their constantly changing dental needs. Luckily, multi-specialty practices like Medical Center Dental Care employ a team of highly-trained dentists specializing in a variety of dentistry subcategories. At Medical Dental Care, parents can get all of their general and cosmetic dentistry needs fulfilled while being assured that their childrens complex needs are being met as well. Here are three reasons why its important to bring your child to an experienced pediatric dentist in West Hills like Dr. Magnolia Becker of Medical Center Dental Care:

30 December
Comments Off on All Comfort Dental offices offer free dental treatment on Dec. 24

All Comfort Dental offices offer free dental treatment on Dec. 24

Comfort Dental is offering free dental care on Dec. 24.

Patients are served on a first-come, first-served basis, and the service is open to everybody, Comfort Dental said in a news release.

All offices in the the 12 states where Comfort Dental operates will participate in Care Day, starting at 7:30 am

The program began in Denver in 1984, the company said. Last year, almost 5,000 patients were served nationwide, from cleanings to fillings and extractions.

Comfort Dental has more than 70 locations in Colorado. To find the nearest office, go to ComfortDental.com

In the past, suburban offices have had shorter lines on Care Day than offices in central Denver, a company spokesperson advised.

30 December
Comments Off on Car Insurance Rates Are Influenced By The Surrounding Neighborhood!

Car Insurance Rates Are Influenced By The Surrounding Neighborhood!

PR Web

(PRWEB) December 26, 2014

Autocarinsurancecheap.com has released a new blog post explaining how can a neighborhood influence car insurance rates.

Car insurance prices are influenced by many factors, including the neighborhood in which someone lives. An agency may be interested in the location where applicants park their vehicles. If it is a high risk zone, the insurer will increase the premiums of a policy.

In order to find affordable car insurance plans, drivers can now compare online quotes. A single website like http://autocarinsurancecheap.com/ offers all the necessary tools for comparing auto insurance plans from top agencies.

This website also provides important information about auto insurance plans. Being an informed shopper is recommended as car insurance policies are long term investments. The premiums someone signs up for will stay the same and so will the policys terms and conditions.

Autocarinsurancecheap.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand name insurance companies, etc.

Autocarinsurancecheap.com is owned by Internet Marketing Company.

For more information, please visit http://autocarinsurancecheap.com/ .

Read the full story at http://www.prweb.com/releases/carinsurancequotes/affordableautoquotes/prweb12415696.htm

30 December
Comments Off on Bamboozled: Paying car insurance premiums for license plates that aren’t …

Bamboozled: Paying car insurance premiums for license plates that aren’t …

When Linda Lobdells dad died in October 2012, she was tasked with cleaning out his home and managing his estate.

His car sat idle for many months, but Lobdell eventually transferred it to her name, and she used it instead of her own 1994 Honda Accord, which needed some costly repairs.

It was temporary. She planned to sell her Honda and buy a different car.

But car shopping wasnt at the top of her list.

Working on her dads estate, running her small business and helping her mom — who was now living with her in Newark and had her own health problems — was taking up much of her time, she said. So when she finally sold the Honda, she didnt buy a new car immediately.

She kept her license plates, saying she was a little sentimental after having them for 20 years. Lobdell said figured shed use them on whatever car she purchased. In the meantime, shed use her dads car.

But she was in for a surprise when she called her insurance company, American Commerce, to cancel the policy on the Honda.

The insurance company person told me they couldnt cancel the policy until I turned in the plates, Lobdell said. Mystified, miffed, disappointed, I accepted their word and continued having the monthly policy payments automatically taken from my checking account.

She said she called the Motor Vehicle Commission to see if what the insurance company said was correct, and she said the rep said it was correct.

I figured it wouldnt be for too long, because I would soon buy a car, transfer the plates, and continue insuring two cars until I sold the Mercury, which was her dads car, she said.

Time passed, and Lobdell received a renewal letter from American Commerce, and saw her premiums were set to go up significantly. Thats when she realized she needed to stop paying the Honda policy, she said.

She decided to surrender the license plates.

But no matter how hard she looked, she could no longer find the plates, she said.

She ended up contacting MVC to declare the plates lost, and she finally cancelled the Hondas policy.

But the more she thought about it — that she had been paying for months of insurance on a set of license plates that werent attached to a car — the more it sounded wrong.

She contacted Bamboozled, not to ask for help in getting a premium refund, but to see if we had ever heard of this practice, and to warn others.

I cant imagine how this is legal, or necessary, and it surely makes no sense, since none of the eventualities covered by an auto policy can happen without steering wheel and tires and chassis attached to the plates, she said. What I really dont get is how and why they can continue to charge insurance at all for a set of license plates that cant hurt anyone.

We put in a call to American Commerce.

While we waited for a response, we checked with MVC, which said its not an MVC rule.

Its actually up to the car insurance company. If they are requiring proof, thats their doing, spokeswoman Sandy Grossman said.

Drivers are supposed to surrender plates that are not in use, she said, but thats really for a drivers own protection. There are no penalties for not turning them in.

The Division of Banking and Insurance said its not aware of any insurance regulations that require license plates to be turned in when a policy is cancelled.

If the policyholder no longer owns a vehicle, he or she cannot be required to continue to insure it, said spokesman Marshall McKnight. There is no longer an insurable interest in the vehicle.

We also called Allstate and State Farm to see if they had a policy requiring proof that plates were turned in. They dont.

And the Insurance Council of New Jersey (ICNJ), a non-profit advocacy organization representing 18 New Jersey insurance companies, said the practice is not an industry standard.

In a state like Massachusetts, for example, the license plate itself is the proof of insurance, but not in New Jersey, spokesman Chris Stark said.

After nearly two weeks, we finally heard back from MAPFRE USA., the parent company of America Commerce.

Greg Clark, the companys New York and New Jersey Regional Vice President, said in an email that the company does not comment on specific consumer matters, but it did have a general comment to make.

It is not MAPFREs general practice in New Jersey to require an insured to provide proof of license plate surrender in order to cancel an automobile insurance policy, Clark wrote.

He said the company only requires proof that a car has been sold where it is required by law, or in instances where the individual is seeking to cancel coverage retroactively.

Our requirement for deleting a vehicle from a policy or cancelling an automobile insurance policy is to receive a signed request from the insured requesting this action, he wrote. This requirement would be consistent with the requirements of an independent agent that represents our company and provides protection to all parties that the action being taken is consistent with the insureds request.

Then he said that customer satisfaction is a priority at MAPFRE Insurance, so hed personally be contacting Lobdell to address the matter.

That was on Dec. 10.

I was interested to hear its not their policy, so somebody gave me wrong information. I would love if I could get some of money back. Isnt that the fair thing? Lobdell said. If theres a reason why in my case it was different, Id like to hear it.

On Dec. 12, Lobdell got a call from Clark, she said.

He apologized that it happened at all, Lobdell said. He said his employee just made a mistake. He said they operate in 17 states. The headquarters is in Massachusetts and in that state and New York do require license plate receipts.

Lobdell said then Clark offered her a full refund of her overpaid premiums, which came to $915.84. She said $600 would be applied as a credit so it would be used for the remaining payments on the current policy, and shed get a check for the rest.

Thats great news.

Even though this ended happily for Lobdell, unless you plan to quickly put your plates on a new car, you should seriously consider turning them in.

When you surrender your plates, Motor Vehicle marks it in the record that they were surrendered, and you get a receipt that youre supposed to save, said Grossman, the MVC spokeswoman. If the plates are fraudulently used, youd have proof that you are no longer associated with the plates.

Otherwise, those pieces of aluminum could be very costly souvenirs.

Have you been Bamboozled? Reach Karin Price Mueller at Bamboozled@NJAdvanceMedia.com. Follow her on Twitter @KPMueller. Find Bamboozled on
Facebook. Mueller is also the founder of NJMoneyHelp.com.

30 December
Comments Off on Now open, a single window to view various bank accounts

Now open, a single window to view various bank accounts

If you have accounts in different banks then checking the balances in each online can be quite a chore, requiring separate log-ins into many websites.

But banks are now making life a tad easier for such customers.

Banks, such as ICICI Bank and HDFC Bank, are offering customers the facility to view their balances across accounts with different banks on a single page so that they can choose which one to make payments and investments from.

This facility, however, cannot be used to make transactions in other bank accounts.

For that, the customer will still be required to log into that bank’s website.

ICICI Bank’s online personal finance management tool My Money allows customers to add over 200 non-ICICI Bank institutions and get an overall picture of their financial status, according to the website of India’s largest private sector bank.

Similarly, HDFC Bank offers OneView for customers who also have accounts with Citibank, ICICI Bank, HSBC India, and Standard Chartered Bank.

According to Abhaya Prasad Hota, Managing Director amp; CEO of National Payments Corporation of India (NPCI), managing three-four bank accounts can be a problem as remembering that many internet banking passwords is difficult.

NPCI is the umbrella institution for all the retail payment systems in the country.

To make use of the facility, Hota said customers will have to share details of other accounts with the bank where they wish to see the snapshot of their financial status.

But banks will not be able to see each other’s data.

Hota said banks have to either collaborate to offer the single view or there has to be a trusted third party service provider offering this facility.

Aggregator services

The NPCI chief said there is need for an aggregator in the financial services space in India.

Like you go to Google or Facebook, similarly a financial packaging application would have to really emerge. Different kinds of solutions will be available, said Hota.

You can download the solution and integrate different bank accounts. So, once you log into that (one account), you are logged into your chosen banks accounts and you can operate them, he added.

30 December
Comments Off on High Risk Car Insurance Rates by Zip Code Added to Insurer Finder Online

High Risk Car Insurance Rates by Zip Code Added to Insurer Finder Online

High risk car insurance rates can now be obtained by zip code using the complimentary finder at the Insurance Pros website at http://insuranceprosusa.com/auto-insurance.html.

Tampa, FL (PRWEB) December 18, 2014

Automobile owners who must carry additional coverage for a vehicle in the US due to higher risks of accidents as a driver can now search for high risk car insurance rates at the Insurance Pros USA website. The portal at http://insuranceprosusa.com/auto-insurance.html now provides rates access by zip codes.

Motorists who are required to have a bonded insurance policy can use the Insurance Pros portal to discover rates that are arranged by state. The sorting feature now provided makes it possible to find more than one auto insurer that provides SR22 or other risk policies that are available to quote.

The motorists who are planning to utilize our website to find insurance costs do not need to input personal information into our search finder, said one InsuranceProsUSA.com rep.

To aid drivers in locating the right policies for automobile coverage, the finder tool installed now presents additional insurers with every search. The SR22 policy providers are now arranged with full coverage, liability and modified agencies that offer competitive rates for policies across the US

All vehicle types are included inside of our search finder to help drivers obtain insurance throughout the country with an affordable rate, said the rep.

The Insurance Pros USA website is activated to display insurers 24/7 that are arranged through county zip codes in the US Automobile owners can still find life, health and other insurer plans in real time when accessing the optional tools at http://insuranceprosusa.com/life-insurance.html.

About InsuranceProsUSA.com

The InsuranceProsUSA.com company supplies a quotation system to help men and women price various coverage policies inside the US The open portal available for the public to use includes listings of top agencies provided web pricing. The InsuranceProsUSA.com company uses a process of elimination to help determine the top insurers by a zip code that are returned to users of the national portal.

For the original version on PRWeb visit: http://www.prweb.com/releases/high-risk-car-insurance/sr22-quotes-rates-finder/prweb12406232.htm

29 December
Comments Off on Release of New "STEINS;GATE" Novel Cancelled due to "Various Reasons"

Release of New "STEINS;GATE" Novel Cancelled due to "Various Reasons"

The teaser site for the STEINS;GATE The Committee of Antimatter novel, planned to be written by Chousirou Miwa with Tadasu Yoshidas illustrations, has finally announced its release was officially cancelled due to various reasons. No specific reason has been given.

The novel featuring the members of Future Gadget Laboratory six years after the main story was originally scheduled to be released on August 29, 2014, then had been postponed to January 14, 2015. The story is set in 2016, the gang is still trying to keep the Future Gadget Lab business running, but Chris has been overseas as a brain science researcher, Daru is making some IT money and Mayuri is a kindergarten teacher. Theyre drawn into new temporal chaos when Nae Tennoji taps on Okarin for some freelance problem solver work.

Main visual

Character visuals

Title logo

Source: STEINS;GATE The Committee of Antimatter teaser site via Kai-You

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